Australian Business Credit is a business finance company (no consumer lending) specialising in creating meaningful products in niche sectors to meet the growing needs of businesses. We have a principal focus on providing niche products that the banks don't want to service, as well as bespoke financing solutions.

How we can help you


Private Lending

SME Products
Short term financing


Commission Financing

Mortgage Broker
Financial Planner & Insurance Broker


Working Capital Finance

Cash Flow & Supply
Chain Solutions


Asset Finance

Solar and renewables
Larger equipment

Australian Business Credit have access to a network of lenders through our partners in Australia, Asia, the UK and the US, where we can facilitate and structure larger sized transactions across a range of specialist lending products and tailored capital solutions.

Executive Team

Our executive team consists of Grant Gibson, Managing Director and Surinder Agnihotri, General Manager Sales and Distribution.   Collectively they have in excess of 45 years’ experience in the finance industry, with significant exposure to mortgage broking, aggregation and financial structuring.

Australian Business Credit was created by Grant and Surinder to fill the significant funding gaps not being met by traditional bank and non-bank lenders. In designing the products, services and sectors to specialise in, they have not only drawn on their significant financial structuring and business advisory experience, but have also spent countless hours consulting with the mortgage and broader finance broking industry to understand the issues faced by business in Australia in gaining access to capital. It has been through this research and consultation that Australian Business Credit has built its business focussing on receivables and asset backed financing and bespoke financing solutions for the SME market in Australia.

Grant Gibson Managing Director

Grant is an experienced corporate finance executive, financier, principal investor and advisor.  He has more than 24 years’ experience in mergers and acquisitions, debt, equity and hybrid capital structuring and capital raisings, as well as managing multi-billion-dollar credit related investment portfolios in Australia, Europe and North America.

Grant was a founding partner of Alegra Capital, a European based structured finance asset manager and a co-founder and advisor to an Australian P2P Lender. He has also held senior management positions while setting up and running credit businesses for multinational investment banks, including Deutsche Bank, UBS and RBC Capital Markets.

Grant is director of several private companies and has also held public company directorships.  He is the Responsible Officer for the AFSL held by Quattro Capital Group and holds a Bachelor of Commerce Degree in Accounting and Economics, as well as a Graduate Certificate in Securities and Financial Derivatives.

Surinder Agnihotri General Manager Sales and Distribution

Surinder Agnihotri has over 20 years’ experience in residential and commercial finance, sales and distribution.  Having worked for some of Australia’s largest mortgage aggregation groups, he has been involved with over $20 billion worth in loan settlements across a diverse range of residential mortgages, commercial property and business loans.  

More recently, Surinder has been responsible for the strategy, execution and management of businesses looking to diversify and expand their existing finance platforms by introducing verticals into their business.  Surinder also advised a major Western Australia Government utility on their ten-year strategic plan for submission to the regulator, including consideration to full or partial privatisation. Surinder holds a Diploma of Finance, Diploma of Financial Planning and is in the final stages of completing his Master of Business Administration.

Have any Questions?

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